Stocktoria
Bank AL Habib Limited BAHL.KA
Bank AL Habib Limited (BAHL.KA) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 15.04% (safety: moderate). FY2025 revenue was ₨ 161.6B at a 20.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
FAQ
Is BAHL.KA financially healthy?
Bank AL Habib Limited's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does BAHL.KA pay a dividend, and is it safe?
Yes. Bank AL Habib Limited pays a dividend yielding about 15.04% with a 57.5% payout ratio, rated “moderate” for safety.
How profitable is BAHL.KA?
In FY2025, Bank AL Habib Limited had a net margin of 20.1% and a return on equity of 18.4%.
Is BAHL.KA overvalued or undervalued?
Bank AL Habib Limited trades at about 6.0× trailing earnings — above its 10-year norm (10-year range 2.7×–6.7×, median 3.8×). Stocktoria reports the data, not buy/sell advice.
Is BAHL.KA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Bank AL Habib Limited: a Piotroski F-score of 4/9, a P/E of about 3.8×, a dividend yield of 15.04%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · PK · as of 2025-12-31. Figures in PKR. Facts plus Stocktoria's own computed scores — not investment advice.