Stocktoria
Bank AL Habib Limited BAHL.KA
Bank AL Habib Limited statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₨ 322.64); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Bank AL Habib Limited trades at about 6× earnings — above its 10-year norm (10-year range 2.7×–6.7×, median 3.8×).
Shaded band = 10-year range (2.7×–6.7×); dot = today's 6×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 20.1% | 23.0% | 24.1% | 19.1% |
| FCF margin | 58.2% | 269.8% | 260.0% | 372.3% |
| Return on assets | 1.0% | 1.3% | 1.3% | 0.7% |
| Return on equity | 18.4% | 27.0% | 27.5% | 17.4% |
Computed from company filings · PK · as of 2025-12-31. Figures in PKR. Facts plus Stocktoria's own computed scores — not investment advice.