Stocktoria
Bajaj Finserv Ltd. BAJAJFINSV.NS
Bajaj Finserv Ltd. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₹817.47); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Bajaj Finserv Ltd. trades at about 32.9× earnings — near its 10-year norm (10-year range 28.6×–35.5×, median 33.9×).
Shaded band = 10-year range (28.6×–35.5×); dot = today's 32.9×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Net margin | 7.1% | 7.4% | 8.2% | 8.7% |
| FCF margin | -41.4% | -52.7% | -67.0% | -55.1% |
| Return on assets | 1.3% | 1.4% | 1.5% | 1.6% |
| Return on equity | 12.6% | 12.3% | 13.5% | 13.8% |
| Debt / equity | 4.12× | 3.48× | 3.35× | 3.33× |
Computed from company filings · IN · as of 2026-03-31. Figures in INR. Facts plus Stocktoria's own computed scores — not investment advice.