Stocktoria
BANC OF CALIFORNIA, INC. BANC
BANC OF CALIFORNIA, INC. (BANC) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.13% (safety: no dividend). FY2025 revenue was $1.8B at a 12.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | JP Morgan | Overweight (main) |
| 2026-04-28 | DA Davidson | Buy (main) |
| 2026-04-27 | Piper Sandler | Overweight (main) |
| 2026-04-24 | JP Morgan | Overweight (main) |
| 2026-04-07 | Barclays | Overweight (main) |
| 2026-04-02 | Piper Sandler | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BANC | BANC OF CALIFORNIA, INC. | 5/9 | — | 14 | -3.8% |
| HBAN | HUNTINGTON BANCSHARES INC /MD/ | 5/9 | — | 16.3 | +6.4% |
| CFR | CULLEN/FROST BANKERS, INC. | 5/9 | — | 15 | +8.3% |
| CASH | PATHWARD FINANCIAL, INC. | 6/9 | — | 9.9 | +5.3% |
| CBU | COMMUNITY FINANCIAL SYSTEM, INC. | 6/9 | — | 16.8 | +9.6% |
| WBS | WEBSTER FINANCIAL CORP | 7/9 | — | 12.1 | +11.9% |
| PRK | PARK NATIONAL CORP /OH/ | 6/9 | — | 18.3 | +2.9% |
All Finance, Insurance & Real Estate companies →
About BANC OF CALIFORNIA, INC.
Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.
FAQ
Is BANC financially healthy?
BANC OF CALIFORNIA, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does BANC pay a dividend, and is it safe?
Yes. BANC OF CALIFORNIA, INC. pays a dividend yielding about 2.13% with a None payout ratio, rated “no dividend” for safety.
How profitable is BANC?
In FY2025, BANC OF CALIFORNIA, INC. had a net margin of 12.6% and a return on equity of 6.5%.
Is BANC overvalued or undervalued?
BANC OF CALIFORNIA, INC. trades at about 16.7× trailing earnings — near its 10-year norm (10-year range 2.5×–319.2×, median 17.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BANC?
The average Wall-Street price target for BANC OF CALIFORNIA, INC. is $23.05, about 17.6% above the recent price, from 11 analysts (consensus: buy).
Is BANC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on BANC OF CALIFORNIA, INC.: a Piotroski F-score of 5/9, a P/E of about 14.0×, a dividend yield of 2.13%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.