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BANC OF CALIFORNIA, INC. BANC

NYSE · stock · National Commercial Banks · website · IPO 2002-08-23 · LEI

BANC OF CALIFORNIA, INC. statistics & valuation

Market cap$3.2B
P / E14.0×
P / S1.8×
P / B0.9×
P / FCF13.7×
Net margin12.6%
Return on equity6.5%
FCF margin12.9%
Net debt$2.1B
Enterprise value USD$5.3B
Graham number +22.6%$24.01

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($24.01); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
1825.60% 878.50% 811.40% 598.20% 330.10% 44.90% 26.00% -124.70% 6.70% 12.60% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
11.80% 5.70% 4.80% 2.60% 0.30% 15.20% 10.70% -56.00% 3.60% 6.50% 2016201720182019202020212022202320242025
Shares outstanding
47.6M 50.8M 50.9M 50.7M 76.9M 77.4M 156.8M 168.7M 161.7M 2016201720182019202020212022202320242025
Net debt ($)
-$264.1M -$214.8M -$218.4M -$200.1M $1.54B $2.91B $1.39B $2.06B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 0.60% 0.40% 0.30% 0.20% 6.50% 1.00% -4.90% 0.40% 0.70% 2016201720182019202020212022202320242025
Free cash flow margin (%)
-420.30% 8337.50% 2034.30% 1756.70% 1831.70% 35.90% 41.80% 7.90% 3.40% 12.90% 2016201720182019202020212022202320242025
Debt / equity (×)
0.18× 0.17× 0.18× 0.19× 0.45× 0.86× 0.40× 0.58× 2016201720182019202020212022202320242025
EPS ($)
$1.94 $0.71 $0.45 $0.05 $7.76 $5.14 -$22.71 $0.52 $1.17 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

BANC OF CALIFORNIA, INC. trades at about 16.7× earnings — near its 10-year norm (10-year range 2.5×–319.2×, median 17.1×).

2.5× 319.2×

Shaded band = 10-year range (2.5×–319.2×); dot = today's 16.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin12.6%6.7%-124.7%26.0%44.9%330.1%598.2%811.4%878.5%1825.6%
FCF margin12.9%3.4%7.9%41.8%35.9%1831.7%1756.7%2034.3%8337.5%-420.3%
Return on assets0.7%0.4%-4.9%1.0%6.5%0.2%0.3%0.4%0.6%1.0%
Return on equity6.5%3.6%-56.0%10.7%15.2%0.3%2.6%4.8%5.7%11.8%
Debt / equity0.58×0.40×0.86×0.45×——0.19×0.18×0.17×0.18×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.