Stocktoria
Bank of India Limited BANKINDIA.NS
Bank of India Limited (BANKINDIA.NS) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 2.94% (safety: safe). FY2026 revenue was ₹326.0B at a 31.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Financial Services · percentile among 233 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About Bank of India Limited
Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; personal, home, vehicle, education, star reverse mortgage, and home loans, as well as loans against property; and finance to new and existing business, healthcare schemes, govt. sponsored schemes, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes, including public provident fund, senior citizens savings, Sukanya Samridhi, national pension system, departmentalized ministries, sovereign and RBI bond, mahila samman savings certificate, and other schemes; mutual funds; and life, health, and general insurance products. Further, it provides NRI services, such as accounts, loans, and money remittance and ancillary services; kisan credit card; gold loans; self-help group; Atmanirbhar schemes; tractor/farm mechanization; food and agro loans; agri allied activities; kisan ghar and agri mortgage loan; agri clinic/agri business centers; and other loans services. Additionally, it offers internet banking, mobile banking, and payment services. The company was incorporated in 1906 and is headquartered in Mumbai, India.
FAQ
Is BANKINDIA.NS financially healthy?
Bank of India Limited's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does BANKINDIA.NS pay a dividend, and is it safe?
Yes. Bank of India Limited pays a dividend yielding about 2.94% with a 17.9% payout ratio, rated “safe” for safety.
How profitable is BANKINDIA.NS?
In FY2026, Bank of India Limited had a net margin of 31.6% and a return on equity of 11.5%.
Is BANKINDIA.NS overvalued or undervalued?
Bank of India Limited trades at about 6.1× trailing earnings — below its 10-year norm (10-year range 5.5×–10.0×, median 9.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BANKINDIA.NS?
The average Wall-Street price target for Bank of India Limited is ₹159.60, about 15.9% above the recent price, from 5 analysts.
Is BANKINDIA.NS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Bank of India Limited: a Piotroski F-score of 3/9, a P/E of about 6.1×, a dividend yield of 2.94%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · IN · as of 2026-03-31. Figures in INR. Facts plus Stocktoria's own computed scores — not investment advice.