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Bank of India Limited BANKINDIA.NS

IN · National Stock Exchange of India · XNSE · stock · Financial Services · website

Bank of India Limited statistics & valuation

Market cap₹626.3B
P / E6.1×
P / S1.9×
P / B0.7×
P / FCF16.2×
Net margin31.6%
FCF margin11.8%
Net debt₹70.4B
Enterprise value USD$7.3B
Graham number +130.4%₹317.26

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₹317.26); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
14.60% 22.30% 30.30% 31.60% 2023202420252026
Gross margin (%)
2023202420252026
Operating margin (%)
2023202420252026
Return on equity (%)
6.40% 9.30% 11.80% 11.50% 2023202420252026
Shares outstanding
4.55B 4.55B 4.55B 4.55B 2023202420252026
Net debt (₹)
-₹223.60B -₹166.63B -₹69.68B ₹70.37B 2023202420252026
Share buybacks (₹)
2023202420252026
Return on assets (%)
0.50% 0.70% 0.90% 0.90% 2023202420252026
Free cash flow margin (%)
-29.10% -18.00% 56.50% 11.80% 2023202420252026
Debt / equity (×)
1.03× 0.94× 1.16× 1.19× 2023202420252026
EPS (₹)
₹9.35 ₹15.48 ₹20.97 ₹22.64 2023202420252026

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Bank of India Limited trades at about 6.1× earnings — below its 10-year norm (10-year range 5.5×–10×, median 9×).

5.5× 10×

Shaded band = 10-year range (5.5×–10×); dot = today's 6.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2026FY2025FY2024FY2023
Net margin31.6%30.3%22.3%14.6%
FCF margin11.8%56.5%-18.0%-29.1%
Return on assets0.9%0.9%0.7%0.5%
Return on equity11.5%11.8%9.3%6.4%

Computed from company filings · IN · as of 2026-03-31. Figures in INR. Facts plus Stocktoria's own computed scores — not investment advice.