Stocktoria
CBL International Ltd BANL
CBL International Ltd (BANL) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the grey zone. It does not currently pay a dividend. FY2025 revenue was $538.5M at a -0.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.85 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
How it ranks in Wholesale Trade · percentile among 112 companies
Percentile vs other Wholesale Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.256 |
| Retained earnings / assets | 0.08 |
| EBIT / assets | -0.032 |
| Equity / liabilities | 0.356 |
Sector peers · similar-size Wholesale Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BANL | CBL International Ltd | 3/9 | 2.1 | — | -9.1% |
| DLXY | Delixy Holdings Ltd | — | -1.7 | — | -2.3% |
| UFG | Uni-Fuels Holdings Ltd | 1/9 | 1.7 | — | +70% |
| PTLE | PTL Ltd | 2/9 | — | — | -27% |
| CAPL | CrossAmerica Partners LP | 4/9 | — | — | -10.6% |
| WKC | WORLD KINECT CORP | 5/9 | 0.6 | — | -12.5% |
| MCK | MCKESSON CORP | 6/9 | 0.58 | 18.8 | +12.4% |
All Wholesale Trade companies →
About CBL International Ltd
CBL International Limited, a marine fuel logistics company, provides vessel refueling solutions in Malaysia, Hong Kong, China, Singapore, South Korea, and internationally. It facilitates vessel refueling between ship operators and local physical distributors/traders by purchasing marine fuel, including both fossil fuel and alternative fuel. The company also provides vessel refueling options available at ports; arranges vessel refueling activities and local physical delivery of marine fuel; and coordinates vessel refueling schedule. In addition, it offers trade credit; handles unforeseeable circumstances and provides contingency solutions; fulfills special requests related to vessel refueling; and handles disputes relates to quality and quantity issues on marine fuel. The company was founded in 2015 and is headquartered in Kuala Lumpur, Malaysia. CBL International Limited operates as a subsidiary of CBL (Asia) Limited.
FAQ
Is BANL financially healthy?
CBL International Ltd's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does BANL pay a dividend?
No, CBL International Ltd does not currently pay a dividend.
How profitable is BANL?
In FY2025, CBL International Ltd had a net margin of -0.6% and a return on equity of -15.0%.
Is BANL a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CBL International Ltd: a Piotroski F-score of 3/9, an Altman Z″ in the grey zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.