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PT Bank Central Asia Tbk BBCA.JK

ID · Indonesia Stock Exchange · XIDX · stock · Financial Services · website

PT Bank Central Asia Tbk statistics & valuation

Market capRp 780.26T
P / E13.6×
P / S6.8×
P / B2.8×
P / FCF10.4×
Net margin50.3%
FCF margin65.7%
Net cashRp 88.51T
Enterprise value USD$69.2B
Graham number -22.7%Rp 4,906.02

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (Rp 4,906.02); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
45.50% 48.40% 50.40% 50.30% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
18.40% 20.10% 20.90% 20.40% 2022202320242025
Shares outstanding
122.88B 122.88B 122.88B 122.88B 2022202320242025
Net debt (Rp )
-Rp 159.49T -Rp 125.57T -Rp 85.57T -Rp 88.51T 2022202320242025
Share buybacks (Rp )
Rp 0 Rp 2.15T 2022202320242025
Return on assets (%)
3.10% 3.50% 3.80% 3.60% 2022202320242025
Free cash flow margin (%)
34.00% 52.70% 45.60% 65.70% 2022202320242025
Debt / equity (×)
0.01× 0.01× 0.01× 0.01× 2022202320242025
EPS (Rp )
Rp 330.00 Rp 395.00 Rp 445.00 Rp 467.00 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

PT Bank Central Asia Tbk trades at about 13.6× earnings — below its 10-year norm (10-year range 15.8×–25.7×, median 24.2×).

13.6× 25.7×

Shaded band = 10-year range (15.8×–25.7×); dot = today's 13.6×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin50.3%50.4%48.4%45.5%
FCF margin65.7%45.6%52.7%34.0%
Return on assets3.6%3.8%3.5%3.1%
Return on equity20.4%20.9%20.1%18.4%

Computed from company filings · ID · as of 2025-12-31. Figures in IDR. Facts plus Stocktoria's own computed scores — not investment advice.