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Banco Bradesco S.A. BBDC4.SA

BR · B3 (Brasil Bolsa) · XBSP · stock · Financial Services · website

Banco Bradesco S.A. statistics & valuation

Market capR$179.8B
P / E7.6×
P / S1.5×
P / B1.0×
Net margin20.1%
Net debtR$287.8B
Enterprise value USD$72.9B
Graham number +136.7%R$39.15

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (R$39.15); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
19.50% 14.50% 16.40% 20.10% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
13.30% 8.60% 10.20% 13.30% 2022202320242025
Shares outstanding
5.58B 5.58B 5.58B 5.58B 2022202320242025
Net debt (R$)
R$206.24B R$187.64B R$238.12B R$287.85B 2022202320242025
Share buybacks (R$)
R$224.4M R$0 R$568.7M R$222.6M 2022202320242025
Return on assets (%)
1.20% 0.70% 0.80% 1.00% 2022202320242025
Free cash flow margin (%)
37.10% 2022202320242025
Debt / equity (×)
2.19× 2.16× 2.41× 2.51× 2022202320242025
EPS (R$)
R$1.87 R$1.27 R$1.55 R$2.13 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Banco Bradesco S.A. trades at about 7.8× earnings — below its 10-year norm (10-year range 7.5×–12.1×, median 10×).

7.5× 12.1×

Shaded band = 10-year range (7.5×–12.1×); dot = today's 7.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin20.1%16.4%14.5%19.5%
FCF margin37.1%
Return on assets1.0%0.8%0.7%1.2%
Return on equity13.3%10.2%8.6%13.3%
Debt / equity2.50×2.39×2.14×2.16×

Computed from company filings · BR · as of 2025-12-31. Figures in BRL. Facts plus Stocktoria's own computed scores — not investment advice.