Stocktoria
PT Bank Negara Indonesia (Persero) Tbk BBNI.JK
PT Bank Negara Indonesia (Persero) Tbk statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (Rp 59,879.90); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
PT Bank Negara Indonesia (Persero) Tbk trades at about 6.5× earnings — below its 10-year norm (10-year range 8.3×–18.6×, median 10.2×).
Shaded band = 10-year range (8.3×–18.6×); dot = today's 6.5×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 34.6% | 38.1% | 37.1% | 32.3% |
| FCF margin | 173.0% | -117.7% | 14.3% | 30.9% |
| Return on assets | 1.5% | 1.9% | 1.9% | 1.8% |
| Return on equity | 11.7% | 13.2% | 14.0% | 13.5% |
Computed from company filings · ID · as of 2025-12-31. Figures in IDR. Facts plus Stocktoria's own computed scores — not investment advice.