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PT Bank Rakyat Indonesia (Persero) Tbk BBRI.JK

ID · Indonesia Stock Exchange · XIDX · stock · Financial Services · website

PT Bank Rakyat Indonesia (Persero) Tbk statistics & valuation

Market capRp 469.79T
P / E8.3×
P / S2.5×
P / B1.4×
P / FCF56.8×
Net margin30.3%
FCF margin4.4%
Net debtRp 45.26T
Enterprise value USD$51.5B
Graham number +36.8%Rp 4,266.82

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (Rp 4,266.82); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
33.30% 36.10% 34.70% 30.30% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
17.10% 19.30% 18.90% 17.50% 2022202320242025
Shares outstanding
150.57B 150.57B 150.57B 150.57B 2022202320242025
Net debt (Rp )
-Rp 126.73T -Rp 72.07T -Rp 36.76T Rp 45.26T 2022202320242025
Share buybacks (Rp )
Rp 2.19T Rp 1.38T Rp 875.76B 2022202320242025
Return on assets (%)
2.70% 3.10% 3.00% 2.70% 2022202320242025
Free cash flow margin (%)
56.60% -7.90% 8.10% 4.40% 2022202320242025
Debt / equity (×)
0.48× 0.48× 0.51× 0.53× 2022202320242025
EPS (Rp )
Rp 338.00 Rp 398.00 Rp 398.00 Rp 376.00 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

PT Bank Rakyat Indonesia (Persero) Tbk trades at about 8.3× earnings — below its 10-year norm (10-year range 10.1×–14.3×, median 13.6×).

8.3× 14.3×

Shaded band = 10-year range (10.1×–14.3×); dot = today's 8.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin30.3%34.7%36.1%33.3%
FCF margin4.4%8.1%-7.9%56.6%
Return on assets2.7%3.0%3.1%2.7%
Return on equity17.5%18.9%19.3%17.1%

Computed from company filings · ID · as of 2025-12-31. Figures in IDR. Facts plus Stocktoria's own computed scores — not investment advice.