Stocktoria
Beacon Financial Corp BBT
Beacon Financial Corp (BBT) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.40% (safety: stretched). FY2025 revenue was $29.9M at a 301.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-26 | Piper Sandler | Overweight (main) |
| 2026-05-04 | Piper Sandler | Overweight (main) |
| 2026-05-01 | RBC Capital | Sector Perform (main) |
| 2026-05-01 | Keefe, Bruyette & Woods | Outperform (main) |
| 2026-01-30 | RBC Capital | Sector Perform (main) |
| 2026-01-30 | Keefe, Bruyette & Woods | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| NMR | NOMURA HOLDINGS INC | 2/9 | — | — | +0.5% |
All Finance, Insurance & Real Estate companies →
About Beacon Financial Corp
Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.
FAQ
Is BBT financially healthy?
Beacon Financial Corp's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does BBT pay a dividend, and is it safe?
Yes. Beacon Financial Corp pays a dividend yielding about 2.40% with a 69.9% payout ratio, rated “stretched” for safety.
How profitable is BBT?
In FY2025, Beacon Financial Corp had a net margin of 301.4% and a return on equity of 3.6%.
Is BBT overvalued or undervalued?
Beacon Financial Corp trades at about 31.1× trailing earnings — above its 10-year norm (10-year range 11.9×–38.2×, median 18.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BBT?
The average Wall-Street price target for Beacon Financial Corp is $33.17, about 3.5% above the recent price, from 6 analysts (consensus: buy).
Is BBT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Beacon Financial Corp: a Piotroski F-score of 5/9, a P/E of about 29.2×, a dividend yield of 2.40%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.