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Beacon Financial Corp BBT

NYSE · stock · Savings Institutions, Not Federally Chartered · website · IPO 2000-06-28 · LEI

Beacon Financial Corp statistics & valuation

Market cap$2.6B
P / E29.2×
P / S87.9×
P / B1.1×
P / FCF12.4×
Dividend yield2.40%
Net margin301.4%
Return on equity3.6%
FCF margin708.4%
Net cash$1.3B
Enterprise value USD$1.4B
Graham number -19.8%$25.68

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($25.68); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
19.70% 15.10% 24.60% 21.70% -139.10% 27.30% 22.40% 18.20% 17.20% 301.40% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
5.40% 3.70% 6.80% 5.50% -44.90% 10.00% 9.30% 6.30% 5.60% 3.60% 2016201720182019202020212022202320242025
Shares outstanding
35.7M 45.3M 46.2M 49.6M 50.8M 49.6M 45.9M 88.5M 89.3M 87.7M 2016201720182019202020212022202320242025
Net debt ($)
$118.9M $221.0M $215.8M $122.7M $531.6M $110.8M $125.5M $246.6M $976.2M -$1.25B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.60% 0.50% 0.90% 0.70% -4.20% 1.00% 0.80% 0.60% 0.60% 0.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
29.90% 26.90% 49.50% 26.70% 57.50% 23.90% 29.40% 25.30% 25.00% 708.40% 2016201720182019202020212022202320242025
Debt / equity (×)
0.21× 0.31× 0.26× 0.40× 0.45× 0.09× 0.13× 0.21× 1.24× 0.32× 2016201720182019202020212022202320242025
EPS ($)
$1.88 $1.39 $2.29 $1.97 -$10.60 $2.39 $2.02 $0.85 $0.77 $1.03 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Beacon Financial Corp trades at about 31.1× earnings — above its 10-year norm (10-year range 11.9×–38.2×, median 18.8×).

11.9× 38.2×

Shaded band = 10-year range (11.9×–38.2×); dot = today's 31.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin301.4%17.2%18.2%22.4%27.3%-139.1%21.7%24.6%15.1%19.7%
FCF margin708.4%25.0%25.3%29.4%23.9%57.5%26.7%49.5%26.9%29.9%
Return on assets0.4%0.6%0.6%0.8%1.0%-4.2%0.7%0.9%0.5%0.6%
Return on equity3.6%5.6%6.3%9.3%10.0%-44.9%5.5%6.8%3.7%5.4%
Debt / equity0.32×1.24×0.21×0.13×0.09×0.45×0.40×0.26×0.31×0.21×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.