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Banco Bilbao Vizcaya Argentaria, S.A. BBVA.MC

ES · Bolsa de Madrid · XMAD · stock · Financial Services · website

Banco Bilbao Vizcaya Argentaria, S.A. financials (annual)

Revenue
€28.07B €33.43B €39.23B €39.41B 2022202320242025
Net income
€6.36B €8.02B €10.05B €10.51B 2022202320242025
Free cash flow
€21.28B -€2.54B -€20.20B €13.16B 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Revenue€39.4B€39.2B€33.4B€28.1B
SG&A expense€12.6B€12.2B€11.0B€9.5B
Interest expense€32.1B€36.4B€24.8B€12.3B
Income tax€5.1B€4.8B€4.0B€3.5B
Net income€10.5B€10.1B€8.0B€6.4B
EPS (diluted)€1.76€1.68€1.29€0.98
Operating cash flow€15.0B-€18.2B-€721.0M€23.7B
Free cash flow€13.2B-€20.2B-€2.5B€21.3B
Cash & equivalents€69.9B€59.9B€81.3B€84.2B
Goodwill€715.0M€700.0M€795.0M€707.0M
Total assets€859.6B€772.4B€775.6B€712.1B
Total debt€89.3B€75.9B€74.2B€60.1B
Total liabilities€797.8B€712.4B€720.3B€661.6B
Shareholders' equity€57.4B€55.7B€51.7B€46.9B
Share buybacks€2.0B€1.5B€2.2B€3.0B

Growth · year-over-year · Revenue CAGR 12%

MetricFY2025FY2024FY2023FY2022
Revenue growth+0.5%+17.4%+19.1%
Net income growth+4.5%+25.4%+26.1%
EPS growth+4.8%+30.2%+31.6%
Free cash flow growth-111.9%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · ES · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.