Stocktoria
Banco Bilbao Vizcaya Argentaria, S.A. BBVA.MC
ES · Bolsa de Madrid · XMAD · stock · Financial Services · website
Banco Bilbao Vizcaya Argentaria, S.A. statistics & valuation
Market cap$121.3B
P / E11.5×
P / S3.1×
P / B2.1×
P / FCF9.2×
Dividend yield3.46%
Net margin26.7%
Return on equity18.3%
FCF margin33.4%
Multiples are price-derived and refreshed daily; everything else is from filings.
P / E vs its own history
Banco Bilbao Vizcaya Argentaria, S.A. trades at about 12.4× earnings — above its 10-year norm (10-year range 6.6×–12.2×, median 6.7×).
6.6×
12.4×
Shaded band = 10-year range (6.6×–12.2×); dot = today's 12.4×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 26.7% | 25.6% | 24.0% | 22.7% |
| FCF margin | 33.4% | -51.5% | -7.6% | 75.8% |
| Return on assets | 1.2% | 1.3% | 1.0% | 0.9% |
| Return on equity | 18.3% | 18.1% | 15.5% | 13.6% |
| Debt / equity | 1.53× | 1.34× | 1.41× | 1.25× |
Source: company filings via Yahoo Finance · ES · as of 2025-12-31. Figures in EUR; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.