Stocktoria
Banco Bilbao Vizcaya Argentaria, S.A. BBVA.MC
Banco Bilbao Vizcaya Argentaria, S.A. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€20.27); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Banco Bilbao Vizcaya Argentaria, S.A. trades at about 14.2× earnings — above its 10-year norm (10-year range 6.6×–12.2×, median 6.7×).
Shaded band = 10-year range (6.6×–12.2×); dot = today's 14.2×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 26.7% | 25.6% | 24.0% | 22.7% |
| FCF margin | 33.4% | -51.5% | -7.6% | 75.8% |
| Return on assets | 1.2% | 1.3% | 1.0% | 0.9% |
| Return on equity | 18.3% | 18.1% | 15.5% | 13.6% |
| Debt / equity | 1.53× | 1.34× | 1.41× | 1.25× |
Computed from company filings · ES · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.