Stocktoria

California BanCorp \ CA BCAL

Nasdaq · stock · National Commercial Banks · website · IPO 2005-01-20

California BanCorp \ CA statistics & valuation

Market cap$670.0M
P / E10.6×
P / B1.2×
P / FCF11.8×
Dividend yield0.49%
Return on equity10.9%
Net cash$366.1M
Enterprise value USD$303.9M
Graham number +26.8%$27.65

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($27.65); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
6.20% 9.00% 1.10% 10.90% 2022202320242025
Shares outstanding
18.2M 18.7M 32.3M 32.7M 2022202320242025
Net debt ($)
-$19.0M $16.1M -$318.4M -$366.1M 2022202320242025
Share buybacks ($)
2022202320242025
Return on assets (%)
0.70% 1.10% 0.10% 1.60% 2022202320242025
Free cash flow margin (%)
2022202320242025
Debt / equity (×)
0.26× 0.36× 0.14× 0.06× 2022202320242025
EPS ($)
$0.88 $1.39 $0.22 $1.93 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

California BanCorp \ CA trades at about 11.3× earnings — below its 10-year norm (10-year range 9.3×–75.5×, median 19.3×).

9.3× 75.5×

Shaded band = 10-year range (9.3×–75.5×); dot = today's 11.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Return on assets1.6%0.1%1.1%0.7%
Return on equity10.9%1.1%9.0%6.2%
Debt / equity0.06×0.14×0.36×0.26×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.