Stocktoria
BayCom Corp BCML
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 2004-08-09
Chart by TradingView
5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
27.6%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $23.9M | $23.6M | $27.4M | $23.7M | $20.7M |
| Operating cash flow | $31.8M | $30.4M | $30.8M | $39.6M | $10.4M |
| Free cash flow | $30.1M | $28.7M | $28.7M | $38.8M | $9.1M |
| Total assets | $2.6B | $2.7B | $2.6B | $2.5B | $2.4B |
| Total liabilities | $2.3B | $2.3B | $2.2B | $2.2B | $2.1B |
| Shareholders' equity | $338.6M | $324.4M | $312.9M | $317.1M | $262.6M |
| Ratios | |||||
| Return on assets | 0.9% | 0.9% | 1.1% | 0.9% | 0.9% |
| Return on equity | 7.1% | 7.3% | 8.8% | 7.5% | 7.9% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 54,100 | $1.6M |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001730984 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.