Stocktoria

BayCom Corp BCML

Nasdaq · stock · State Commercial Banks · website · IPO 2004-08-09 · LEI

BayCom Corp statistics & valuation

Market cap$356.4M
P / E14.9×
P / B1.1×
P / FCF11.8×
Dividend yield1.85%
Return on equity7.1%
Graham number +24.6%$38.87

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($38.87); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
4.40% 7.20% 6.80% 5.40% 7.90% 7.50% 8.80% 7.30% 7.10% 201720182019202020212022202320242025
Shares outstanding
7.5M 10.9M 12.4M 12.0M 10.9M 13.1M 12.1M 11.3M 11.0M 201720182019202020212022202320242025
Net debt ($)
-$243.9M -$323.6M 201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
0.40% 1.00% 0.90% 0.60% 0.90% 0.90% 1.10% 0.90% 0.90% 201720182019202020212022202320242025
Free cash flow margin (%)
201720182019202020212022202320242025
Debt / equity (×)
0.05× 0.00× 201720182019202020212022202320242025
EPS ($)
$0.81 $1.50 $1.47 $1.15 $1.90 $1.81 $2.27 $2.10 $2.18 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

BayCom Corp trades at about 14.3× earnings — near its 10-year norm (10-year range 9×–24.6×, median 13.3×).

9× 24.6×

Shaded band = 10-year range (9×–24.6×); dot = today's 14.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Return on assets0.9%0.9%1.1%0.9%0.9%0.6%0.9%1.0%0.4%
Return on equity7.1%7.3%8.8%7.5%7.9%5.4%6.8%7.2%4.4%
Debt / equity———————0.00×0.05×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.