Stocktoria
Bancorp 34, Inc. BCTF
Bancorp 34, Inc. (BCTF) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 0.58% (safety: no dividend).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1152 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BCTF | Bancorp 34, Inc. | 5/9 | — | 66.6 | — |
| NRIM | NORTHRIM BANCORP INC | 6/9 | — | 9.6 | +30.4% |
| EBC | Eastern Bankshares, Inc. | 3/9 | — | 57.9 | +19.1% |
| AX | Axos Financial, Inc. | 5/9 | — | 11.2 | +23.5% |
| PFS | PROVIDENT FINANCIAL SERVICES INC | 5/9 | — | 10.6 | +7.1% |
| BKU | BankUnited, Inc. | 7/9 | — | 13.3 | +7.4% |
| CFFN | Capitol Federal Financial, Inc. | 5/9 | — | 15.8 | +6.5% |
All Finance, Insurance & Real Estate companies →
About Bancorp 34, Inc.
Bancorp 34, Inc. operates as the holding company for Southwest Heritage Bank that offers various banking products and services to individuals and businesses in the United States. The company accepts various deposit products comprising noninterest bearing accounts, interest-bearing demand products, savings accounts, NOW and time deposits, money market accounts, and certificates of deposit. It also provides variable and fixed rate commercial loans to small-and medium-sized manufacturing, wholesale, retail and service businesses for working capital needs and business expansion; commercial real estate loans; multifamily loans; construction and land development loans comprising residential and commercial construction, and land acquisition, and development loans, as well as residential real estate loans; consumer loans, such as direct personal and automobile; and lines of credit and loans. In addition, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, credit and debit cards, ATM cards, and treasury management services. Bancorp 34, Inc. was founded in 1934 and is headquartered in Scottsdale, Arizona.
FAQ
Is BCTF financially healthy?
Bancorp 34, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does BCTF pay a dividend, and is it safe?
Yes. Bancorp 34, Inc. pays a dividend yielding about 0.58% with a None payout ratio, rated “no dividend” for safety.
How profitable is BCTF?
In FY2024, Bancorp 34, Inc. had a return on equity of 2.0%.
Is BCTF overvalued or undervalued?
Bancorp 34, Inc. trades at about 62.0× trailing earnings — near its 10-year norm (10-year range 8.2×–136.8×, median 57.8×). Stocktoria reports the data, not buy/sell advice.
Is BCTF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Bancorp 34, Inc.: a Piotroski F-score of 5/9, a P/E of about 66.6×, a dividend yield of 0.58%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2024-12-31. Facts plus Stocktoria's own computed scores — not investment advice.