Stocktoria

Better Home & Finance Holding Co BETR

Nasdaq · stock · Loan Brokers · website · IPO 2021-03-04 · LEI

Better Home & Finance Holding Co statistics & valuation

Market cap$518.9M
P / S3.1×
P / B14.0×
Net margin-100.6%
FCF margin-101.8%

Market cap as of 2026-07-01. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
-7123.20% -3329.90% -190.20% -100.60% 20212022202320242025
Gross margin (%)
20212022202320242025
Operating margin (%)
-6975.70% -1808.20% 20212022202320242025
Return on equity (%)
-2.70% -437.50% -446.10% 20212022202320242025
Shares outstanding
19.8M 299.8M 15.0M 15.2M 16.0M 20212022202320242025
Net debt ($)
20212022202320242025
Share buybacks ($)
20212022202320242025
Return on assets (%)
-2.30% -81.00% -59.20% -22.60% -11.00% 20212022202320242025
Free cash flow margin (%)
7524.70% -994.30% -353.40% -101.80% 20212022202320242025
Debt / equity (×)
20212022202320242025
EPS ($)
-$3.01 -$58.09 -$13.65 -$10.80 20212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021
Operating margin-1808.2%-6975.7%
Net margin-100.6%-190.2%-3329.9%-7123.2%
FCF margin-101.8%-353.4%-994.3%7524.7%
Return on assets-11.0%-22.6%-59.2%-81.0%-2.3%
Return on equity-446.1%354.6%-437.5%145.2%-2.7%
Current ratio0.030.15

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.