StocktoriaBetter Home & Finance Holding Co BETRW
Nasdaq · XNAS · stock · Loan Brokers
Chart by TradingView
2/9
Piotroski F — financial health
—
Altman Z″ — distress risk
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Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $164.9M | $12.9M | $16.1M | $12.3M | — |
| Operating income | — | — | -$291.3M | -$858.9M | -$8.1M |
| Net income | -$165.9M | -$206.3M | -$536.4M | -$877.1M | -$6.5M |
| Operating cash flow | -$166.6M | -$380.0M | -$159.7M | $938.3M | -$3.2M |
| Free cash flow | -$167.8M | -$383.4M | -$160.2M | $926.5M | — |
| Total assets | $1.5B | $913.1M | $905.6M | $1.1B | $279.1M |
| Total liabilities | $1.5B | $971.2M | $783.0M | $1.3B | $28.9M |
| Shareholders' equity | $37.2M | -$58.2M | $122.6M | -$604.2M | $242.6M |
| Ratios | |||||
| Operating margin | — | — | -1808.2% | -6975.7% | — |
| Net margin | -100.6% | -1600.6% | -3329.9% | -7123.2% | — |
| FCF margin | -101.8% | -2974.5% | -994.3% | 7524.7% | — |
| Return on assets | -11.0% | -22.6% | -59.2% | -81.0% | -2.3% |
| Return on equity | -446.1% | 354.6% | -437.5% | 145.2% | -2.7% |
| Current ratio | — | — | — | 0.03 | 0.15 |
| Revenue growth | 1179.3% | -20.0% | 30.8% | — | — |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001835856 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.