Stocktoria
Bank First Corp BFC
Nasdaq · XNAS · stock · National Commercial Banks · website · IPO 2002-01-29
Chart by TradingView
4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $71.5M | $65.6M | $74.5M | $45.2M | $45.4M |
| Operating cash flow | $62.5M | $65.8M | $52.9M | $40.0M | $40.3M |
| Free cash flow | $51.0M | $58.6M | $39.5M | $33.1M | $31.6M |
| Total assets | $4.5B | $4.5B | $4.2B | $3.7B | $2.9B |
| Total liabilities | $3.9B | $3.9B | $3.6B | $3.2B | $2.6B |
| Shareholders' equity | $643.8M | $639.7M | $619.8M | $453.1M | $322.7M |
| Ratios | |||||
| Return on assets | 1.6% | 1.5% | 1.8% | 1.2% | 1.5% |
| Return on equity | 11.1% | 10.2% | 12.0% | 10.0% | 14.1% |
| Debt / equity | — | — | — | — | 0.02× |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 33,800 | $4.6M |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001746109 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.