Stocktoria
Business First Bancshares, Inc. BFST
Business First Bancshares, Inc. (BFST) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.67% (safety: safe). FY2025 revenue was $10.7M at a 820.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BFST | Business First Bancshares, Inc. | 5/9 | — | 11.5 | +1.2% |
| MCB | Metropolitan Bank Holding Corp. | 4/9 | — | 17.4 | -53.8% |
| CZFS | CITIZENS FINANCIAL SERVICES INC | 5/9 | — | 9.7 | — |
| NWFL | NORWOOD FINANCIAL CORP | 5/9 | — | 12.7 | — |
| FXNC | FIRST NATIONAL CORP /VA/ | 4/9 | — | 15.6 | +0.8% |
| RBB | RBB Bancorp | 3/9 | — | — | — |
| BOTJ | BANK OF THE JAMES FINANCIAL GROUP INC | 6/9 | — | 12.3 | — |
All Finance, Insurance & Real Estate companies →
About Business First Bancshares, Inc.
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.
FAQ
Is BFST financially healthy?
Business First Bancshares, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does BFST pay a dividend, and is it safe?
Yes. Business First Bancshares, Inc. pays a dividend yielding about 1.67% with a 19.2% payout ratio, rated “safe” for safety.
How profitable is BFST?
In FY2025, Business First Bancshares, Inc. had a net margin of 820.8% and a return on equity of 9.8%.
Is BFST overvalued or undervalued?
Business First Bancshares, Inc. trades at about 11.5× trailing earnings — near its 10-year norm (10-year range 8.7×–18.9×, median 11.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BFST?
The average Wall-Street price target for Business First Bancshares, Inc. is $32.40, about 0.7% above the recent price, from 5 analysts (consensus: strong buy).
Is BFST a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Business First Bancshares, Inc.: a Piotroski F-score of 5/9, a P/E of about 11.5×, a dividend yield of 1.67%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.