Stocktoria
Banca Generali S.p.A. BGN.MI
Banca Generali S.p.A. (BGN.MI) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 4.32% (safety: stretched). FY2025 revenue was €1.2B at a 38.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Financial Services · percentile among 233 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About Banca Generali S.p.A.
Banca Generali S.p.A. distributes financial products and services for high net worth, affluent and private customers through financial advisors in Italy. The company operates through Private Banking CGU (PB CGU) and Senior Partner CGU (SP CGU) segments. It offers banking accounts and services comprising current and deposit accounts, other bespoke banking, and payment services; custody and administration services for the financial instruments; advisory services on the purchase and sale of instruments on the primary and secondary markets; asset management services, such as mutual investment funds, in-house products, and portfolio management solutions; distributes insurance products; and insurance investments. The company also provides wealth advisory services, including corporate advisory, which supports companies' growth and extraordinary finance transactions; real estate advisory, focused on the valuation and management of real estate; art and passion Advisory, dedicated to works of art and collectibles; and family protection and planning, which provides advice on wealth protection, transfer, and generational continuity for family and business assets. The company was founded in 1997 and is headquartered in Milan, Italy. Banca Generali S.p.A. is a subsidiary of Assicurazioni Generali S.p.A.
FAQ
Is BGN.MI financially healthy?
Banca Generali S.p.A.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does BGN.MI pay a dividend, and is it safe?
Yes. Banca Generali S.p.A. pays a dividend yielding about 4.32% with a 72.2% payout ratio, rated “stretched” for safety.
How profitable is BGN.MI?
In FY2025, Banca Generali S.p.A. had a net margin of 38.1% and a return on equity of 28.4%.
Is BGN.MI overvalued or undervalued?
Banca Generali S.p.A. trades at about 16.7× trailing earnings — above its 10-year norm (10-year range 12.4×–18.2×, median 14.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BGN.MI?
The average Wall-Street price target for Banca Generali S.p.A. is €63.80, about 2.4% below the recent price, from 8 analysts.
Is BGN.MI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Banca Generali S.p.A.: a Piotroski F-score of 2/9, a P/E of about 16.7×, a dividend yield of 4.32%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.