Stocktoria
Banca Generali S.p.A. BGN.MI
Banca Generali S.p.A. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€34.85); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Banca Generali S.p.A. trades at about 16.7× earnings — above its 10-year norm (10-year range 12.4×–18.2×, median 14.5×).
Shaded band = 10-year range (12.4×–18.2×); dot = today's 16.7×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 38.1% | 37.9% | 35.5% | 28.7% |
| FCF margin | -20.3% | 57.5% | 7.3% | -82.4% |
| Return on assets | 2.4% | 2.6% | 2.1% | 1.2% |
| Return on equity | 28.4% | 29.5% | 26.9% | 19.9% |
Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.