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BAR HARBOR BANKSHARES BHB
BAR HARBOR BANKSHARES (BHB) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 3.18% (safety: moderate).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BHB | BAR HARBOR BANKSHARES | 3/9 | — | 17.4 | +3.4% |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About BAR HARBOR BANKSHARES
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also provides commercial construction loans, such as raw land, land development, and construction of commercial and multifamily residential properties; commercial real estate owner occupied and non-owner occupied loans; tax exempt loans to various state and municipal government entities; commercial and industrial loans, including loans for the purpose of financing working capital and capital investment; residential real estate loans consists of one-to-four family homes; home equity loans; and consumer loans, including personal lines of credit and amortizing loans to qualified individuals for various purposes, such as auto loans, recreational equipment, overdraft protection, and other consumer loans, as well as allowance for credit losses. In addition, the company provides life insurance, annuity, and retirement products; financial planning services; and third-party investment and insurance services. Further, it offers trust and estate administration, wealth advisory, and investment management services to individuals, businesses, not-for-profit organizations, and municipalities; and 401(K) plan, financial, estate and charitable planning, investment management, family office, municipal, and tax services. Bar Harbor Bankshares was founded in 1887 and is headquartered in Bar Harbor, Maine.
FAQ
Is BHB financially healthy?
BAR HARBOR BANKSHARES's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does BHB pay a dividend, and is it safe?
Yes. BAR HARBOR BANKSHARES pays a dividend yielding about 3.18% with a 55.3% payout ratio, rated “moderate” for safety.
How profitable is BHB?
In FY2025, BAR HARBOR BANKSHARES had a return on equity of 6.9%.
Is BHB overvalued or undervalued?
BAR HARBOR BANKSHARES trades at about 17.5× trailing earnings — above its 10-year norm (10-year range 8.9×–26.6×, median 11.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BHB?
The average Wall-Street price target for BAR HARBOR BANKSHARES is $38.00, about 5.9% below the recent price, from 2 analysts (consensus: buy).
Is BHB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on BAR HARBOR BANKSHARES: a Piotroski F-score of 3/9, a P/E of about 17.4×, a dividend yield of 3.18%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.