Stocktoria
Joint Stock Commercial Bank for Investment and Development of Vietnam BID.VN
Joint Stock Commercial Bank for Investment and Development of Vietnam (BID.VN) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.13% (safety: safe). FY2025 revenue was ₫77.36T at a 38.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Financial Services · percentile among 234 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About Joint Stock Commercial Bank for Investment and Development of Vietnam
Joint Stock Commercial Bank for Investment and Development of Vietnam, together with its subsidiaries, provides various banking products and services in Vietnam and internationally. The company offers current, securities trading, specialized, and demand deposit accounts; normal, online, and flexible principal withdrawn savings; online cumulative, term, home/education cumulative, special purpose demand, and collateral deposits, as well as escrow account management; international credit, prepaid, and debit cards, as well as domestic debit card, business credit and debit cards, and credit card installment; home, secured and unsecured consumer, auto, business, education, mortgage, traditional, and green loans; and life and non-life insurance products. It also provides digital banking; securities trading and services; money transfer and receipt; payment and e-wallet services; public services; foreign exchange, bonds, and financial and commodities derivatives; management of payables, receivables, trade union funds, and liquidity, as well as tuition fee collection services and non-cash payment of media expenses; supply chain finance; guarantee; trade finance; tax/social insurance payment services; wealth management; and investment and consultancy services. The company was founded in 1957 and is headquartered in Hanoi, Vietnam.
FAQ
Is BID.VN financially healthy?
Joint Stock Commercial Bank for Investment and Development of Vietnam's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does BID.VN pay a dividend, and is it safe?
Yes. Joint Stock Commercial Bank for Investment and Development of Vietnam pays a dividend yielding about 1.13% with a 10.9% payout ratio, rated “safe” for safety.
How profitable is BID.VN?
In FY2025, Joint Stock Commercial Bank for Investment and Development of Vietnam had a net margin of 38.7% and a return on equity of 17.8%.
Is BID.VN overvalued or undervalued?
Joint Stock Commercial Bank for Investment and Development of Vietnam trades at about 10.4× trailing earnings — below its 10-year norm (10-year range 12.4×–20.2×, median 14.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BID.VN?
The average Wall-Street price target for Joint Stock Commercial Bank for Investment and Development of Vietnam is ₫49,639.17, about 26.5% above the recent price, from 6 analysts (consensus: buy).
Is BID.VN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Joint Stock Commercial Bank for Investment and Development of Vietnam: a Piotroski F-score of 4/9, a P/E of about 9.6×, a dividend yield of 1.13%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.