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Joint Stock Commercial Bank for Investment and Development of Vietnam BID.VN
Joint Stock Commercial Bank for Investment and Development of Vietnam statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₫44,265.46); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Joint Stock Commercial Bank for Investment and Development of Vietnam trades at about 10.4× earnings — below its 10-year norm (10-year range 12.4×–20.2×, median 14.9×).
Shaded band = 10-year range (12.4×–20.2×); dot = today's 10.4×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 38.7% | 33.7% | 30.7% | 27.9% |
| FCF margin | 247.1% | 130.3% | -104.1% | 202.8% |
| Return on assets | 0.9% | 0.9% | 0.9% | 0.9% |
| Return on equity | 17.8% | 18.0% | 18.2% | 18.2% |
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.