Stocktoria
BJ's Wholesale Club Holdings, Inc. BJ
BJ's Wholesale Club Holdings, Inc. (BJ) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the distress zone. It pays a dividend yielding 0.00% (safety: no dividend). FY2026 revenue was $21.5B at a 2.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.86 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-04 | Evercore ISI Group | In-Line (main) |
| 2026-07-29 | Gordon Haskett | Buy (up) |
| 2026-05-26 | Citigroup | Buy (main) |
| 2026-05-26 | JP Morgan | Neutral (main) |
| 2026-05-15 | JP Morgan | Neutral (main) |
| 2026-04-14 | Evercore ISI Group | In-Line (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | -0.091 |
| Retained earnings / assets | 0.16 |
| EBIT / assets | 0.109 |
| Equity / liabilities | 0.414 |
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BJ | BJ's Wholesale Club Holdings, Inc. | 7/9 | 1.09 | 19.6 | +4.7% |
| DLTR | DOLLAR TREE, INC. | 9/9 | 2.26 | 18.6 | +10.4% |
| PSMT | PRICESMART INC | 4/9 | 4.12 | 41 | +7.2% |
| FIVE | FIVE BELOW, INC | 6/9 | 4.07 | 29 | +22.9% |
| OLLI | Ollie's Bargain Outlet Holdings, Inc. | 6/9 | 5.56 | 18.1 | +16.6% |
| DG | DOLLAR GENERAL CORP | 6/9 | 1.54 | 17.4 | +5.2% |
| TGT | TARGET CORP | 5/9 | 1.34 | 17.2 | -1.7% |
About BJ's Wholesale Club Holdings, Inc.
BJ's Wholesale Club Holdings, Inc., together with its subsidiaries, operates membership warehouse clubs on the eastern half of the United States. The company offers groceries, fresh food, general merchandise, gasoline, and other ancillary services. It sells its products through its clubs; the BJs.com website; and its mobile app. The company was formerly known as Beacon Holding Inc. and changed its name to BJ's Wholesale Club Holdings, Inc. in February 2018. BJ's Wholesale Club Holdings, Inc. was founded in 1984 and is headquartered in Marlborough, Massachusetts.
FAQ
Is BJ financially healthy?
BJ's Wholesale Club Holdings, Inc.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does BJ pay a dividend, and is it safe?
Yes. BJ's Wholesale Club Holdings, Inc. pays a dividend yielding about 0.00% with a None payout ratio, rated “no dividend” for safety.
How profitable is BJ?
In FY2026, BJ's Wholesale Club Holdings, Inc. had a net margin of 2.7% and a return on equity of 26.3%.
Is BJ overvalued or undervalued?
BJ's Wholesale Club Holdings, Inc. trades at about 21.2× trailing earnings — near its 10-year norm (10-year range 13.3×–25.3×, median 20.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BJ?
The average Wall-Street price target for BJ's Wholesale Club Holdings, Inc. is $102.60, about 10.7% above the recent price, from 20 analysts (consensus: buy).
Is BJ a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on BJ's Wholesale Club Holdings, Inc.: a Piotroski F-score of 7/9, an Altman Z″ in the distress zone, a P/E of about 19.6×, a dividend yield of 0.00%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2026-01-31. Facts plus Stocktoria's own computed scores — not investment advice.