Stocktoria

Bankinter, S.A. BKT.MC

ES · Bolsa de Madrid · XMAD · stock · Financial Services · website

Bankinter, S.A. (BKT.MC) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 3.91% (safety: moderate). FY2025 revenue was €3.1B at a 34.8% net margin.

Chart by TradingView
3/9
Piotroski F — financial health
Altman Z″ — distress risk
47.4%
Dividend payout · moderate
€14.71 as of 2026-07-01 · +17.7% 1y
€12.50€14.7152-wk
Market cap USD$15.1B
P / E12.1×
Net margin34.8%
Beta0.06
Employees6,648

Analyst price target

€15.40 +4.7% vs last
consensus: buy · 22 analysts
range €10.30 – €18.20

Wall Street analyst consensus — a sentiment gauge, not our scoring.

About Bankinter, S.A.

Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. The company operates through Commercial Banking, Corporate Banking, BKCF Spain, BK Portugal, BK Ireland, and Other Businesses segments. It offers smart digital, payroll, pension, business, non-salary, currency, youth, current, and management accounts; debit and credit cards; cash management cash pooling; guarantees; mortgages and loan products; financing; and investment banking and wealth management services. The company also provides investment funds, retirement, broker, alternative investment, deposit, and treasury bills; SEPA direct debit, VAT and invoice advance, commercial discount, factoring, cheque deposits, and POS; and cheque and promissory notes, confirming, payroll, and tax and social security; treasury management and documentary business; and VAT advance, multi-currency and open-term credit account, leasing, and structured financing services. In addition, it offers home, life, health, death, and motor vehicle; property, multi-risk, civil liability, construction and decennial, trade credit, and personal; general and business liability, liability for executives, construction, and machinery and equipment; group life, health, and accident; and pension scheme insurance products. Further, the company provides various services, such as real estate and account management, virtual agent, financial data aggregation, direct debit management, transfer, certificate, tax payment, estate administration, and foreign currency order services. Additionally, it offers retail, personal, private, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is headquartered in Madrid, Spain.

Revenue trend · last 4y · up

How it ranks in Financial Services · percentile among 220 companies

Piotroski Fstronger than 10%
Net marginstronger than 67%
Return on equitystronger than 76%
Revenue growthstronger than 29%

Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 3/9 tests passed

FAQ

Is BKT.MC financially healthy?

Bankinter, S.A.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).

Does BKT.MC pay a dividend, and is it safe?

Yes. Bankinter, S.A. pays a dividend yielding about 3.91% with a 47.4% payout ratio, rated “moderate” for safety.

How profitable is BKT.MC?

In FY2025, Bankinter, S.A. had a net margin of 34.8% and a return on equity of 17.0%.

Computed from company filings · ES · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.