Stocktoria
Bankinter, S.A. BKT.MC
Bankinter, S.A. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€13.70); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Bankinter, S.A. trades at about 14.3× earnings — above its 10-year norm (10-year range 6.3×–12.3×, median 10.9×).
Shaded band = 10-year range (6.3×–12.3×); dot = today's 14.3×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 34.8% | 30.9% | 29.0% | 24.8% |
| FCF margin | -24.5% | 58.1% | 19.5% | -358.4% |
| Return on assets | 0.8% | 0.8% | 0.7% | 0.5% |
| Return on equity | 17.0% | 16.2% | 15.9% | 11.4% |
Computed from company filings · ES · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.