Stocktoria
BankUnited, Inc. BKU
BankUnited, Inc. (BKU) earns a Piotroski F-score of 7/9 (strong financial health). It pays a dividend yielding 2.57% (safety: safe). FY2025 revenue was $21.7M at a 1234.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-30 | Citigroup | Sell (down) |
| 2026-04-24 | Citigroup | Neutral (main) |
| 2026-04-23 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-04-07 | Barclays | Equal-Weight (main) |
| 2026-03-30 | Wells Fargo | Overweight (main) |
| 2026-03-03 | Cantor Fitzgerald | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BKU | BankUnited, Inc. | 7/9 | — | 13.3 | +7.4% |
| CFFN | Capitol Federal Financial, Inc. | 5/9 | — | 15.8 | +6.5% |
| FCAP | FIRST CAPITAL INC | 5/9 | — | 13.5 | — |
| NFBK | Northfield Bancorp, Inc. | 5/9 | — | 786.5 | — |
| CARV | CARVER BANCORP INC | 3/9 | — | — | — |
| GBNY | Generations Bancorp NY, Inc. | 3/9 | — | — | — |
| HFBL | Home Federal Bancorp, Inc. of Louisiana | 6/9 | — | 16.5 | — |
All Finance, Insurance & Real Estate companies →
About BankUnited, Inc.
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.
FAQ
Is BKU financially healthy?
BankUnited, Inc.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak).
Does BKU pay a dividend, and is it safe?
Yes. BankUnited, Inc. pays a dividend yielding about 2.57% with a 34.2% payout ratio, rated “safe” for safety.
How profitable is BKU?
In FY2025, BankUnited, Inc. had a net margin of 1234.8% and a return on equity of 8.8%.
Is BKU overvalued or undervalued?
BankUnited, Inc. trades at about 13.4× trailing earnings — above its 10-year norm (10-year range 7.4×–18.3×, median 11.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BKU?
The average Wall-Street price target for BankUnited, Inc. is $52.27, about 10.2% above the recent price, from 11 analysts (consensus: hold).
Is BKU a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on BankUnited, Inc.: a Piotroski F-score of 7/9, a P/E of about 13.3×, a dividend yield of 2.57%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.