Stocktoria

BankUnited, Inc. BKU

NYSE · stock · Savings Institution, Federally Chartered · website · IPO 2011-01-28 · LEI

BankUnited, Inc. statistics & valuation

Market cap$3.6B
P / E13.3×
P / B1.2×
Dividend yield2.57%
Net margin1234.8%
Return on equity8.8%
Net debt$79.1M
Enterprise value USD$3.7B
Graham number +20.4%$57.13

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($57.13); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
4660.60% 2254.10% 1893.10% 1199.40% 1913.70% 1266.00% 854.60% 1149.30% 1234.80% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
9.30% 20.30% 11.10% 10.50% 6.60% 13.70% 11.70% 6.90% 8.30% 8.80% 2016201720182019202020212022202320242025
Shares outstanding
104.2M 106.8M 104.1M 95.7M 93.1M 90.4M 78.8M 74.4M 74.7M 74.3M 2016201720182019202020212022202320242025
Net debt ($)
-$55.2M $199.1M $12.3M $180.4M $292.2M $376.3M $119.9M $94.2M $192.8M $79.1M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.80% 2.00% 1.00% 1.00% 0.60% 1.20% 0.80% 0.50% 0.70% 0.80% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.16× 0.13× 0.13× 0.13× 0.23× 0.23× 0.28× 0.26× 0.24× 0.10× 2016201720182019202020212022202320242025
EPS ($)
$2.09 $5.58 $2.99 $3.13 $2.06 $4.52 $3.54 $2.38 $3.08 $3.53 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

BankUnited, Inc. trades at about 13.4× earnings — above its 10-year norm (10-year range 7.4×–18.3×, median 11.9×).

7.4× 18.3×

Shaded band = 10-year range (7.4×–18.3×); dot = today's 13.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin1234.8%1149.3%854.6%1266.0%1913.7%1199.4%1893.1%2254.1%4660.6%—
Return on assets0.8%0.7%0.5%0.8%1.2%0.6%1.0%1.0%2.0%0.8%
Return on equity8.8%8.3%6.9%11.7%13.7%6.6%10.5%11.1%20.3%9.3%
Debt / equity0.10×0.24×0.26×0.28×0.23×0.23×0.13×0.13×0.13×0.16×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.