Stocktoria
Blend Labs, Inc. BLND
Blend Labs, Inc. (BLND) earns a Piotroski F-score of 5/9 (mixed financial health). It does not currently pay a dividend. FY2025 revenue was $123.6M at a -5.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BLND | Blend Labs, Inc. | 5/9 | — | — | +6.8% |
| CEVA | CEVA INC | 3/9 | 10.95 | — | +2.5% |
| LGCL | Lucas GC Ltd | 5/9 | 4.64 | — | +2.3% |
| PODC | PodcastOne, Inc. | 4/9 | -4.34 | — | +18.3% |
| JG | Aurora Mobile Ltd | 7/9 | -8.57 | — | +23.7% |
| RZLV | REZOLVE AI PLC | 3/9 | -3.09 | — | — |
| UBXG | U-BX Technology Ltd. | 2/9 | 12.85 | — | -42.5% |
About Blend Labs, Inc.
Blend Labs, Inc. provides a cloud-based software platform for financial services firms in the United States, India, and Mexico. The company offers a suite of products that powers digital-first consumer journeys for mortgages, home equity loans and lines of credit, vehicle loans, rapid home lending, personal loans, credit cards, and deposit accounts; and a suite of add-on products that offers to enhance consumers' journeys to homeownership, such as close, income verification for mortgage and home equity lines of credit, and home equity loans. It also provides Blend Builder to configure or build custom workflows from a pre-built set of components; verification components to automate confirmation tasks that are needed to underwrite a loan or approve the opening of a new deposit account; decisioning components to reduce the need for human intervention by automatically applying business rules throughout an application workflow configured by a financial services firm; AI capabilities; and workflow intelligence components to manage data collection and automate tasks throughout the loan origination process. In addition, the company offers application programming interfaces, which integrate the capabilities of technology, data, and service providers into software platform, as well as support services, professional and consulting services. It serves banks, credit unions, fintechs, and other non-bank mortgage lenders. The company was incorporated in 2012 and is headquartered in Novato, California.
FAQ
Is BLND financially healthy?
Blend Labs, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does BLND pay a dividend?
No, Blend Labs, Inc. does not currently pay a dividend.
How profitable is BLND?
In FY2025, Blend Labs, Inc. had a net margin of -5.5%.
What is the analyst price target for BLND?
The average Wall-Street price target for Blend Labs, Inc. is $3.58, about 155.7% above the recent price, from 5 analysts (consensus: strong buy).
Is BLND a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Blend Labs, Inc.: a Piotroski F-score of 5/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.