Stocktoria
Bank of Marin Bancorp BMRC
Bank of Marin Bancorp (BMRC) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 3.59% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BMRC | Bank of Marin Bancorp | 2/9 | — | — | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About Bank of Marin Bancorp
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services. It also provides commercial real estate, commercial and industrial, small business, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant and payroll services; commercial equipment leasing program; payment solutions; treasury management services; credit cards; automated teller machines; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, it provides wealth management and trust services comprising customized investment portfolio management, trust administration, estate settlement, and custody services; international banking; and telephone and digital banking services. The company was founded in 1989 and is headquartered in Novato, California.
FAQ
Is BMRC financially healthy?
Bank of Marin Bancorp's Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does BMRC pay a dividend, and is it safe?
Yes. Bank of Marin Bancorp pays a dividend yielding about 3.59% with a -45.2% payout ratio, rated “safe” for safety.
How profitable is BMRC?
In FY2025, Bank of Marin Bancorp had a return on equity of -9.0%.
Is BMRC overvalued or undervalued?
Bank of Marin Bancorp trades at about 23.0× trailing earnings — above its 10-year norm (10-year range 10.4×–27.0×, median 17.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BMRC?
The average Wall-Street price target for Bank of Marin Bancorp is $28.80, about 0.9% above the recent price, from 5 analysts (consensus: buy).
Is BMRC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Bank of Marin Bancorp: a Piotroski F-score of 2/9, a dividend yield of 3.59%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.