Stocktoria
BPER Banca SpA BPE.MI
BPER Banca SpA (BPE.MI) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 3.75% (safety: moderate). FY2025 revenue was €7.0B at a 26.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
How it ranks in Financial Services · percentile among 226 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About BPER Banca SpA
BPER Banca SpA engages in the provision of banking products and services for individuals, and businesses and professionals in Italy and internationally. It offers current and saving accounts, loans, mortgages, insurance and social security, and digital banking and related services; cards; and investments and savings products and services. The company also provides financing and leasing, collection and payment, import and export, liquidity and investment management, digital, and other services. In addition, it offers wealth management services comprising portfolio management, consultancy, financial advice, and wealth advisory services; insurance investment products; and funds and SICAVs. The company was founded in 1867 and is headquartered in Modena, Italy.
FAQ
Is BPE.MI financially healthy?
BPER Banca SpA's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does BPE.MI pay a dividend, and is it safe?
Yes. BPER Banca SpA pays a dividend yielding about 3.75% with a 59.2% payout ratio, rated “moderate” for safety.
How profitable is BPE.MI?
In FY2025, BPER Banca SpA had a net margin of 26.1% and a return on equity of 11.0%.
Is BPE.MI overvalued or undervalued?
BPER Banca SpA trades at about 12.7× trailing earnings — above its 10-year norm (10-year range 2.5×–10.9×, median 6.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BPE.MI?
The average Wall-Street price target for BPER Banca SpA is €14.24, about 3.2% above the recent price, from 11 analysts (consensus: buy).
Is BPE.MI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on BPER Banca SpA: a Piotroski F-score of 4/9, a P/E of about 15.8×, a dividend yield of 3.75%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.