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BPER Banca SpA BPE.MI

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BPER Banca SpA financials (annual)

Revenue
€4.31B €5.88B €5.99B €6.97B 2022202320242025
Net income
€1.45B €1.52B €1.40B €1.82B 2022202320242025
Free cash flow
€12.46B -€3.80B -€2.85B €2.81B 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Revenue€7.0B€6.0B€5.9B€4.3B
SG&A expense€794.0M€771.9M€816.8M€913.2M
Interest expense€1.4B€1.6B€1.5B€433.6M
Income tax€842.4M€615.5M€172.9M-€85.8M
Net income€1.8B€1.4B€1.5B€1.4B
EPS (diluted)€1.09€0.99€1.05€1.00
Operating cash flow€3.1B-€2.5B-€3.4B€12.8B
Free cash flow€2.8B-€2.9B-€3.8B€12.5B
Cash & equivalents€13.2B€9.0B€11.2B€15.4B
Goodwill€575.7M€170.0M€170.0M€204.4M
Total assets€204.6B€140.6B€142.1B€152.3B
Total debt€24.9B€19.9B€18.0B€10.0B
Total liabilities€187.1B€129.0B€132.6B€144.2B
Shareholders' equity€16.6B€11.4B€9.4B€7.9B

Growth · year-over-year · Revenue CAGR 17.4%

MetricFY2025FY2024FY2023FY2022
Revenue growth+16.5%+1.9%+36.2%
Net income growth+29.6%-7.7%+4.9%
EPS growth+9.9%-5.4%+5.0%
Free cash flow growth-130.5%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.