Stocktoria
BPER Banca SpA BPE.MI
BPER Banca SpA statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€13.96); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
BPER Banca SpA trades at about 12.8× earnings — above its 10-year norm (10-year range 2.5×–10.9×, median 6.7×).
Shaded band = 10-year range (2.5×–10.9×); dot = today's 12.8×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 26.1% | 23.4% | 25.9% | 33.6% |
| FCF margin | 40.3% | -47.7% | -64.7% | 288.8% |
| Return on assets | 0.9% | 1.0% | 1.1% | 1.0% |
| Return on equity | 11.0% | 12.4% | 16.2% | 18.2% |
Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.