Stocktoria
BROWN & BROWN, INC. BRO
BROWN & BROWN, INC. (BRO) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 0.89% (safety: safe). FY2025 revenue was $5.9B at a 17.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-03 | JP Morgan | Neutral (main) |
| 2026-07-29 | Mizuho | Outperform (main) |
| 2026-07-29 | BMO Capital | Market Perform (main) |
| 2026-07-29 | Citigroup | Neutral (down) |
| 2026-07-13 | JP Morgan | Neutral (main) |
| 2026-07-10 | Citizens | Market Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BRO | BROWN & BROWN, INC. | 3/9 | — | 20.7 | +22.8% |
| YB | Yuanbao Inc. | 4/9 | — | — | +33.1% |
| ERIE | ERIE INDEMNITY CO | 3/9 | 7.53 | 19.9 | +7.2% |
| RYAN | RYAN SPECIALTY HOLDINGS, INC. | 5/9 | 0.41 | 161.7 | +21.3% |
| CCG | Cheche Group Inc. | 3/9 | -3.5 | — | -13.3% |
| WTW | WILLIS TOWERS WATSON PLC | 6/9 | 1.51 | 15.3 | -2.2% |
| SLQT | SelectQuote, Inc. | 4/9 | 1.01 | 3.1 | +15.5% |
All Finance, Insurance & Real Estate companies →
About BROWN & BROWN, INC.
Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally. It operates through Retail and Specialty Distribution segments. The Retail segment provides property and casualty insurance products, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control surveys and analysis, consulting, and claims processing services. This segment also offers non-insurance services and products through automobile and recreational vehicle dealer services businesses. It serves commercial, public and quasi-public entities, professionals, and individual customers. The Specialty Distribution segment comprises wholesale brokerage and specialty businesses. This segment offers professional liability and related package insurance products for dentistry, legal, eyecare, financial services, physicians, and real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also provides public entity-related and specialty programs through a network of independent agents, as well as program management services for insurance carrier partners. In addition, the company's wholesale brokerage businesses underwrite and place excess and surplus commercial and personal lines insurance through independent agents and brokers. Its program businesses operate under the Arrowhead Programs name. The company was formerly known as Poe & Brown, Inc. and changed its name to Brown & Brown, Inc. in April 1999. Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.
FAQ
Is BRO financially healthy?
BROWN & BROWN, INC.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does BRO pay a dividend, and is it safe?
Yes. BROWN & BROWN, INC. pays a dividend yielding about 0.89% with a 18.3% payout ratio, rated “safe” for safety.
How profitable is BRO?
In FY2025, BROWN & BROWN, INC. had a net margin of 17.9% and a return on equity of 8.4%.
Is BRO overvalued or undervalued?
BROWN & BROWN, INC. trades at about 22.5× trailing earnings — below its 10-year norm (10-year range 18.7×–32.1×, median 25.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BRO?
The average Wall-Street price target for BROWN & BROWN, INC. is $76.44, about 7.6% above the recent price, from 16 analysts (consensus: hold).
Is BRO a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on BROWN & BROWN, INC.: a Piotroski F-score of 3/9, a P/E of about 20.7×, a dividend yield of 0.89%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.