Stocktoria

Bogota Financial Corp. BSBK

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 2020-01-16

Bogota Financial Corp. statistics & valuation

Market cap$117.5M
P / E56.2×
P / B0.8×
P / FCF37.5×
Return on equity1.5%
Graham number -29%$6.46

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($6.46); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
20182019202020212022202320242025
Operating margin (%)
20182019202020212022202320242025
Return on equity (%)
5.70% 3.20% 1.60% 5.10% 4.90% 0.50% -1.60% 1.50% 20182019202020212022202320242025
Shares outstanding
13.2M 14.6M 13.7M 13.3M 13.1M 12.9M 20182019202020212022202320242025
Net debt ($)
20182019202020212022202320242025
Share buybacks ($)
20182019202020212022202320242025
Return on assets (%)
0.60% 0.30% 0.30% 0.90% 0.70% 0.10% -0.20% 0.20% 20182019202020212022202320242025
Free cash flow margin (%)
20182019202020212022202320242025
Debt / equity (×)
20182019202020212022202320242025
EPS ($)
$0.17 $0.54 $0.51 $0.05 -$0.17 $0.17 20182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Bogota Financial Corp. trades at about 53.5× earnings — near its 10-year norm (10-year range 18.4×–161×, median 49.7×).

18.4× 161×

Shaded band = 10-year range (18.4×–161×); dot = today's 53.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Return on assets0.2%-0.2%0.1%0.7%0.9%0.3%0.3%0.6%
Return on equity1.5%-1.6%0.5%4.9%5.1%1.6%3.2%5.7%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.