Stocktoria
SIERRA BANCORP BSRR
SIERRA BANCORP (BSRR) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.56% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BSRR | SIERRA BANCORP | 4/9 | — | 12.7 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About SIERRA BANCORP
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers automated teller machines; electronic point-of-sale payment alternatives; multiple account access options; online account opening platform; online banking with bill-pay and mobile banking capabilities, including mobile check deposit; online lending solutions for consumers and small businesses; customer service center services; an automated telephone banking system; and remote deposit capture and payroll services. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
FAQ
Is BSRR financially healthy?
SIERRA BANCORP's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does BSRR pay a dividend, and is it safe?
Yes. SIERRA BANCORP pays a dividend yielding about 2.56% with a 32.4% payout ratio, rated “safe” for safety.
How profitable is BSRR?
In FY2025, SIERRA BANCORP had a return on equity of 11.6%.
Is BSRR overvalued or undervalued?
SIERRA BANCORP trades at about 13.1× trailing earnings — above its 10-year norm (10-year range 8.8×–20.7×, median 11.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BSRR?
The average Wall-Street price target for SIERRA BANCORP is $41.50, about 1.9% above the recent price, from 4 analysts (consensus: hold).
Is BSRR a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SIERRA BANCORP: a Piotroski F-score of 4/9, a P/E of about 12.7×, a dividend yield of 2.56%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.