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BV Financial, Inc. BVFL
Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2005-01-14
BV Financial, Inc. financials (annual)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Interest expense | — | — | $9.2M | $3.4M |
| Income tax | $5.4M | $4.7M | $4.9M | $4.0M |
| Net income | $13.5M | $11.7M | $13.7M | $10.5M |
| EPS (diluted) | $1.43 | $1.09 | $1.47 | $1.32 |
| Operating cash flow | $19.0M | $16.1M | $15.2M | $9.7M |
| Free cash flow | $18.8M | $15.5M | $15.0M | $9.2M |
| Cash & equivalents | $55.7M | $70.5M | $73.7M | $68.7M |
| Total assets | $912.2M | $911.8M | $885.3M | $845.0M |
| Total liabilities | $728.4M | $716.3M | $686.2M | $747.2M |
| Shareholders' equity | $183.8M | $195.5M | $199.1M | $97.8M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net income growth | +15.1% | -14.5% | +30.2% | — |
| EPS growth | +31.2% | -25.9% | +11.4% | — |
| Free cash flow growth | +21.6% | +2.7% | +63.3% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.