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Bridgewater Bancshares Inc BWB

Nasdaq · stock · State Commercial Banks · website · IPO 2018-03-14 · LEI

Bridgewater Bancshares Inc statistics & valuation

Market cap$581.1M
P / E12.6×
P / B1.1×
P / FCF26.5×
Return on equity8.9%
Graham number +12.7%$24.81

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($24.81); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
12.30% 12.20% 12.80% 10.20% 12.00% 13.50% 9.40% 7.20% 8.90% 201720182019202020212022202320242025
Shares outstanding
25.0M 30.1M 30.0M 29.2M 29.0M 28.7M 28.3M 27.9M 28.2M 201720182019202020212022202320242025
Net debt ($)
201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
1.00% 1.40% 1.40% 0.90% 1.30% 1.20% 0.90% 0.60% 0.90% 201720182019202020212022202320242025
Free cash flow margin (%)
201720182019202020212022202320242025
Debt / equity (×)
201720182019202020212022202320242025
EPS ($)
$0.68 $0.91 $1.05 $0.93 $1.54 $1.72 $1.27 $1.03 $1.49 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Bridgewater Bancshares Inc trades at about 14.8× earnings — above its 10-year norm (10-year range 9×–13.8×, median 12.6×).

9× 14.8×

Shaded band = 10-year range (9×–13.8×); dot = today's 14.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Return on assets0.9%0.6%0.9%1.2%1.3%0.9%1.4%1.4%1.0%
Return on equity8.9%7.2%9.4%13.5%12.0%10.2%12.8%12.2%12.3%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.