Stocktoria
Bankwell Financial Group, Inc. BWFG
Bankwell Financial Group, Inc. (BWFG) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.32% (safety: safe). FY2025 revenue was $2.8M at a 1245.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BWFG | Bankwell Financial Group, Inc. | 4/9 | — | 13.5 | — |
| PCB | PCB BANCORP | 4/9 | — | 10.7 | — |
| OPBK | OP Bancorp | 4/9 | — | 8.9 | — |
| NWPP | NEW PEOPLES BANKSHARES INC | 5/9 | — | 9.9 | — |
| COSO | CoastalSouth Bancshares, Inc. | 4/9 | — | 13.1 | — |
| FVCB | FVCBankcorp, Inc. | 6/9 | — | 14.3 | — |
| BOTJ | BANK OF THE JAMES FINANCIAL GROUP INC | 6/9 | — | 12.3 | — |
All Finance, Insurance & Real Estate companies →
About Bankwell Financial Group, Inc.
Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It provides various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also offers first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, owner-occupied commercial real estate, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans to finance insurance premiums; overdraft lines of credit; and personal loans. It operates branches in New Canaan, Stamford, Fairfield, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.
FAQ
Is BWFG financially healthy?
Bankwell Financial Group, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does BWFG pay a dividend, and is it safe?
Yes. Bankwell Financial Group, Inc. pays a dividend yielding about 1.32% with a 17.8% payout ratio, rated “safe” for safety.
How profitable is BWFG?
In FY2025, Bankwell Financial Group, Inc. had a net margin of 1245.5% and a return on equity of 11.7%.
Is BWFG overvalued or undervalued?
Bankwell Financial Group, Inc. trades at about 15.3× trailing earnings — above its 10-year norm (10-year range 5.9×–25.9×, median 13.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BWFG?
The average Wall-Street price target for Bankwell Financial Group, Inc. is $54.50, about 19.8% below the recent price, from 2 analysts.
Is BWFG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Bankwell Financial Group, Inc.: a Piotroski F-score of 4/9, a P/E of about 13.5×, a dividend yield of 1.32%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.