Stocktoria

Bankwell Financial Group, Inc. BWFG

Nasdaq · stock · State Commercial Banks · website · IPO 2014-05-15 · LEI

Bankwell Financial Group, Inc. statistics & valuation

Market cap$476.6M
P / E13.5×
P / B1.6×
P / FCF17.6×
Dividend yield1.32%
Net margin1245.5%
Return on equity11.7%
FCF margin960.0%
Graham number -9.1%$61.82

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($61.82); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
1599.40% 1780.60% 749.20% 3048.90% 3491.50% 2250.60% 497.70% 1245.50% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.50% 8.60% 10.00% 10.00% 3.30% 13.20% 15.70% 13.80% 3.60% 11.70% 2016201720182019202020212022202320242025
Shares outstanding
7.6M 7.8M 7.8M 7.9M 7.9M 7.8M 7.7M 7.9M 7.9M 7.9M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.80% 0.80% 0.90% 1.00% 0.30% 1.10% 1.20% 1.10% 0.30% 1.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
1525.30% 585.10% 7249.10% 1834.40% 1493.80% 960.00% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$1.62 $1.78 $2.21 $2.31 $0.75 $3.36 $4.79 $4.67 $1.23 $4.45 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Bankwell Financial Group, Inc. trades at about 15.3× earnings — above its 10-year norm (10-year range 5.9×–25.9×, median 13.1×).

5.9× 25.9×

Shaded band = 10-year range (5.9×–25.9×); dot = today's 15.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin1245.5%497.7%2250.6%3491.5%3048.9%749.2%1780.6%1599.4%——
FCF margin960.0%1493.8%1834.4%7249.1%——585.1%1525.3%——
Return on assets1.0%0.3%1.1%1.2%1.1%0.3%1.0%0.9%0.8%0.8%
Return on equity11.7%3.6%13.8%15.7%13.2%3.3%10.0%10.0%8.6%8.5%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.