Stocktoria
Baldwin Insurance Group, Inc. BWIN
Baldwin Insurance Group, Inc. (BWIN) earns a Piotroski F-score of 2/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $1.5B at a -2.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.043 |
| Retained earnings / assets | -0.063 |
| EBIT / assets | 0.019 |
| Equity / liabilities | 0.39 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BWIN | Baldwin Insurance Group, Inc. | 2/9 | 0.61 | — | +8.3% |
| SLQT | SelectQuote, Inc. | 4/9 | 1.01 | 3.1 | +15.5% |
| HGTY | Hagerty, Inc. | 1/9 | — | — | +17.3% |
| CRD-A | CRAWFORD & CO | 5/9 | — | 28.1 | -2.2% |
| ACT | Enact Holdings, Inc. | 5/9 | — | 9.4 | +2.8% |
| CRVL | CORVEL CORP | 6/9 | — | 28.9 | +7% |
| WDH | Waterdrop Inc. | 5/9 | 4.31 | — | +49.8% |
All Finance, Insurance & Real Estate companies →
About Baldwin Insurance Group, Inc.
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.
FAQ
Is BWIN financially healthy?
Baldwin Insurance Group, Inc.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does BWIN pay a dividend?
No, Baldwin Insurance Group, Inc. does not currently pay a dividend.
How profitable is BWIN?
In FY2025, Baldwin Insurance Group, Inc. had a net margin of -2.2% and a return on equity of -3.1%.
What is the analyst price target for BWIN?
The average Wall-Street price target for Baldwin Insurance Group, Inc. is $29.56, about 4.7% below the recent price, from 9 analysts (consensus: buy).
Is BWIN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Baldwin Insurance Group, Inc.: a Piotroski F-score of 2/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.