Stocktoria

CITIGROUP INC C

NYSE · stock · National Commercial Banks · website · IPO 1986-10-30 · LEI

CITIGROUP INC (C) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 2.21% (safety: safe). FY2025 revenue was $85.2B at a 16.8% net margin.

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51/100
Stocktoria Quality Score · grade C
3/9
Piotroski F — financial health
Altman Z″ — distress risk
3.9%
Dividend yield 5y avg · safe · Dividend payout 37.6%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
5 1 6 4 3 6 4 3 4 3 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$137.58 as of 2026-08-01 · +42.5% 1y
$96.57$139.9652-wk
Market cap USD$243.1B
P / E17×
Dividend yield 5y avg3.9%
Net margin 5y avg18.9%
Return on equity 5y avg7.1%
Beta1.1
Employees219,000

Analyst price target

$154.50 +12.3% vs last
consensus: buy · 20 analysts
target range $129.00 – $176.00 · median $157.50
5 strong buy · 11 buy · 5 hold
Recent analyst actions
DateFirmRating
2026-08-03UBSNeutral (main)
2026-07-17Evercore ISI GroupIn-Line (main)
2026-07-15RBC CapitalOutperform (reit)
2026-07-15Truist SecuritiesBuy (main)
2026-07-07B of A SecuritiesBuy (main)
2026-07-07UBSNeutral (main)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Forward estimates · earnings calendar →

Forward EPS est.$12.88
Forward P / E10.7×
Next earnings2026-10-13

Consensus analyst estimates and scheduled dates — forward-looking, may change.

Smart money · insiders, last 12 months

Insiders net sold -$5.2M on the open market · 3 trades

Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.

Revenue trend · last 10y · up

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 26%
Net marginstronger than 60%
Return on equitystronger than 43%
Revenue growthstronger than 46%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 3/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
CCITIGROUP INC3/917+5.6%
BACBANK OF AMERICA CORP /DE/5/913.5+6.8%
COFCAPITAL ONE FINANCIAL CORP4/951.2+36.6%
USBUS BANCORP DE6/912.1+4.4%
PNCPNC FINANCIAL SERVICES GROUP, INC.4/9+7.2%
KEYKEYCORP /NEW/6/913.7+62.7%
FHNFIRST HORIZON CORP5/912.4+7.2%

All Finance, Insurance & Real Estate companies →

About CITIGROUP INC

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

FAQ

Is C financially healthy?

CITIGROUP INC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).

Does C pay a dividend, and is it safe?

Yes. CITIGROUP INC pays a dividend yielding about 2.21% with a 37.6% payout ratio, rated “safe” for safety.

How profitable is C?

In FY2025, CITIGROUP INC had a net margin of 16.8% and a return on equity of 6.7%.

Is C overvalued or undervalued?

CITIGROUP INC trades at about 19.7× trailing earnings — above its 10-year norm (10-year range 6.4×–16.6×, median 11.8×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for C?

The average Wall-Street price target for CITIGROUP INC is $154.50, about 12.3% above the recent price, from 20 analysts (consensus: buy).

Is C a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on CITIGROUP INC: a Piotroski F-score of 3/9, a P/E of about 17.0×, a dividend yield of 2.21%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.