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CaixaBank, S.A. CABK.MC

ES · Bolsa de Madrid · XMAD · stock · Financial Services · website

CaixaBank, S.A. statistics & valuation

Market cap€91.9B
P / E15.6×
P / S5.5×
P / B2.4×
P / FCF26.7×
Net margin35.1%
FCF margin20.5%
Net debt€3.7B
Enterprise value USD$108.8B
Graham number -23.1%€10.18

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€10.18); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
25.20% 30.30% 34.10% 35.10% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
9.30% 13.30% 15.70% 15.30% 2022202320242025
Shares outstanding
6.95B 6.95B 6.95B 6.95B 2022202320242025
Net debt (€)
€29.57B €16.71B €4.62B €3.66B 2022202320242025
Share buybacks (€)
€1.82B €513.0M €1.29B €872.0M 2022202320242025
Return on assets (%)
0.50% 0.80% 0.90% 0.90% 2022202320242025
Free cash flow margin (%)
-649.50% 94.10% 94.90% 20.50% 2022202320242025
Debt / equity (×)
1.49× 1.50× 1.48× 1.29× 2022202320242025
EPS (€)
€0.37 €0.61 €0.76 €0.83 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CaixaBank, S.A. trades at about 15.9× earnings — above its 10-year norm (10-year range 6.5×–13.4×, median 11×).

6.5× 15.9×

Shaded band = 10-year range (6.5×–13.4×); dot = today's 15.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin35.1%34.1%30.3%25.2%
FCF margin20.5%94.9%94.1%-649.5%
Return on assets0.9%0.9%0.8%0.5%
Return on equity15.3%15.7%13.3%9.3%

Computed from company filings · ES · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.