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CAMDEN NATIONAL CORP CAC

Nasdaq · stock · National Commercial Banks · website · IPO 1997-10-07 · LEI

CAMDEN NATIONAL CORP statistics & valuation

Market cap$919.0M
P / E14.1×
P / S22.0×
P / B1.3×
P / FCF15.8×
Dividend yield3.10%
Net margin156.1%
Return on equity9.4%
FCF margin139.4%
Graham number +1.7%$59.54

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($59.54); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
197.90% 201.90% 214.50% 216.00% 184.60% 129.20% 148.50% 156.10% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.20% 7.10% 12.20% 12.10% 11.20% 12.70% 13.60% 8.80% 10.00% 9.40% 2016201720182019202020212022202320242025
Shares outstanding
15.5M 15.6M 15.6M 15.5M 15.0M 15.0M 14.7M 14.6M 14.6M 17.0M 2016201720182019202020212022202320242025
Net debt ($)
-$76.9M -$92.2M -$55.4M $10.0M $25.0M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 0.70% 1.20% 1.30% 1.20% 1.30% 1.10% 0.80% 0.90% 0.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
221.20% 101.00% 55.20% 440.80% 309.60% 193.30% 155.10% 139.40% 2016201720182019202020212022202320242025
Debt / equity (×)
0.03× 0.03× 0.03× 0.02× 0.05× 2016201720182019202020212022202320242025
EPS ($)
$2.57 $1.82 $3.39 $3.69 $3.95 $4.60 $4.17 $2.97 $3.62 $3.84 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CAMDEN NATIONAL CORP trades at about 15.3× earnings — above its 10-year norm (10-year range 9.5×–23.3×, median 12.4×).

9.5× 23.3×

Shaded band = 10-year range (9.5×–23.3×); dot = today's 15.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin156.1%148.5%129.2%184.6%216.0%214.5%201.9%197.9%——
FCF margin139.4%155.1%193.3%309.6%440.8%55.2%101.0%221.2%——
Return on assets0.9%0.9%0.8%1.1%1.3%1.2%1.3%1.2%0.7%1.0%
Return on equity9.4%10.0%8.8%13.6%12.7%11.2%12.1%12.2%7.1%10.2%
Debt / equity—————0.05×0.02×0.03×0.03×0.03×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.